Here at Northbound Treatment, we value the time and financial standing of our patients and potential patients. Our specialists are here to help you or someone you know determine what to expect when paying for our rehabilitation services.
There are three different routes individuals can take to pay for treatment. The first option is always private pay. By paying out of pocket, someone doesn’t have to go through other sources to be able to be approved for rehab. It poses the least amount of chances for being denied treatment based on the cost. The second option is applying for scholarships we have available thanks to our many sponsors and generous donations. This is the option we cannot guarantee to everyone because of the limited funds we are able to give away. The final option is working with your insurance provider to figure out what costs are covered by your policy. This could determine whether your entire treatment can be paid for, of if you are only able to receive partial financial assistance.
Are You Covered?
When seeking payment help for addiction treatment, most people are unaware of what level of coverage they have. At Northbound Treatment, we are able to provide you with an independent review to show you every ounce of help you are able to obtain from your insurance provider. Our team is able to step in and show you which drug and alcohol rehabilitation treatments are accepted by your insurance coverage and how long you are able to stay under your policy.
Value Options Benefits
Located in Boston, Massachusetts, Value Options Insurance is the largest privately held company of its kind and has been serving individuals for over 35 years. As a provider of healthcare management to 43 Fortune 500 companies and local and state governments, it serves over 45 million people across the U.S.
Value Options’ mission is to “help people live their lives to the fullest potential.” They put a strong emphasis on satisfying and helping fulfill members’ behavioral, physical and social health needs. They also focus on six keywords: integrity, dignity, community, resiliency, ingenuity and advocacy to inform and lead their customers in the right health direction.
Value Options is a large provider of college student mental health and substance abuse awareness and treatment. The company partners with universities across the country to give students access to short-term therapy and digital solutions to their mental and addiction disorders.
Is In-Network Necessary?
There are many financial situations where in-network companies associated with Value Options will be necessary to help fund the treatment. Choosing an in-network provider versus an out-of-network provider can increase the chance of being able to attend rehabilitation programs for the amount of time necessary the patient requires to fully recovery from the substance addiction.
Because it is an in-network company, our specialists here at Northbound are able to review your plan and quote a treatment payment amount based on your Value Options insurance coverage. If you are required to pay a deductible, Value Options may help to cut the cost for you because it is in-network.
Other Benefits
Because 18% of U.S. workers are affected by mental health disorders, Value Options strives to give their policyholders an advantage on their mental health. By providing an improved version of the employee assistance program, the company can strongly focus on giving their employers better employee-employer relationships. Value Options has proven that helping employers give more benefits to their employees can highly affect work ethic.
Value Options professionals are trained to improve members’ emotional, physical, and financial wellbeing. This holistic approach gives the experts more insight into how to help policyholders with their day-to-day struggles in every category.
The insurance company also provides individual counseling and group support programs to its employers. These can include management consultations, supervisor trainings, staff trainings and even disruptive and emergency event response courses.
Reviewing Your Policy
More people than ever are able to afford insurance, and we pride ourselves on being experts at navigating the ever-changing world of policies. With over 30 years of experience, we will be able to find every ounce of help you can receive from your policy.
At Northbound Treatment, an independent review of your Value Options coverage will determine:
- Which alcohol and drug rehabs you are eligible for
- How long you can attend the program (30, 60, 90 days, etc.)
- Which level of care will be covered?
By allowing us review what expenses your Value Options plan will cover at our facility, our team at Northbound is able to identify all the factors to help you determine whether treatment is going to be affordable or not. This will help you understand how much you can expect to pay out of pocket for treatments.
Coverage for Treatment
When it comes to insurance coverage, different factors can play into an individual’s amount they are required to pay. Some of these factors can include the state or country, the type of detox or treatment program, the length of stay and much more. In many cases, the level of plan the member holds determines Value Options coverage. They also require prior approval and without it, individuals may have to pay the entire cost of treatment. Even with prior approval from Northbound, individuals going through treatment may have to pay a deductible at the time of admission.
Some of the treatments and services that can be covered by your Value Options treatment can include but are not limited to:
- Screening and assessments
- Medical exams and treatments
- Detox
- Inpatient rehabilitation stays
- Addiction treatment medications
- Psychiatric evaluations and therapies
Coverage for Detox
Because substance abuse disorders are so serious, an individual going through substance addiction cannot rid their body of the substance all at once. Detoxification is the medical process of slowly weaning an addicted individual off of the substance they have been abusing. Over time, this process completely eliminates the drugs or alcohol from the patient’s body.
During this process, the patient will experience physical and mental symptoms called “withdrawal symptoms.” The symptoms can be very painful and include things like increased heart rates, profuse sweating and even seizures in some cases. These can be so severe that around the clock medical care will be needed in order to ensure the patient’s safety and health, and this is what the majority of your Value Options insurance policy will be needed to cover.
Once this process has been completed, the treated patient will be transferred over to a rehabilitation facility to begin professionally recommended treatments for their addiction disorders. Value Options can cover the majority, if not the entirety, of the cost of the medical detox stay and medication.
Coverage for Mental Health
Mental health disorders affect nearly half of American adults during their lifetime. Because this number is so high, treatment centers around the United States are seeing an influx of mental health disorder patients. In order to receive proper care and treatment, coverage for mental health treatment is extremely important to have access to within your insurance company.
ValueOptions’ members have access to high quality mental health programs. They support the costs of individuals dealing with depression, PTSD, anxiety disorders, and phobia disorders. They also help support specialty population mental illnesses such as autism, intellectual or developmental disabilities and co-occurring conditions.
Their networks span nationally and can help cover every level of care from inpatient care to extensive outpatient. Value Options goal is to work with each individual’s needs and lower treatment costs for everyone.
Inpatient and Outpatient Treatment Coverage
There are two different types of addiction treatment. The most notable is inpatient treatment where the patient is required to stay at the facility 24 hours a day, 7 days a week during the recovery process. The other is outpatient treatment where an individual is still immersed in daily life, like attending school or work, while attending treatments. Whether a potential patient is admitted into an inpatient or outpatient treatment program will depend on his or her medical and mental status.
As far as covering costs of inpatient and outpatient treatment, Value Options covers many different programs and treatments within both options. Once a patient has been pre-authorized, specialists at Northbound Treatment can evaluate the coverage plan. They will then be able to determine what exact therapy, treatments and programs will be covered by Value Options and what the individual will have to pay themselves.
How Northbound Can Help
Our team at Northbound Treatment is here to cater to you and find the best treatments and programs to ensure a fast a speedy recovery. We understand the importance of being a treatment facility that not only suits your health condition but also your budget at the same time. We are dedicated to helping you find every option best suited for you.
If you or someone you know is caught in the grips of substance abuse and is seeking help, we are here to assist. Don’t hesitate to contact us today by calling (844) 919-0420.
